Health Coverage, Explained Simply
Honest, jargon-free guides to help you make sense of your options. No sales pitch.
Moving to a New State? What Happens to Your Health Insurance
Relocating to another state can affect your health plan, your doctors, and your timing. Here is what to check and which options may be worth comparing.
Travel NursesKeeping Your Prescriptions Covered on Travel Nurse Assignments
Moving between cities can complicate refills and pharmacy access. Here is how travel nurses can check prescription coverage before each new assignment.
Self-EmployedHealth Insurance on an Irregular Income: How Freelancers and 1099 Workers Can Plan for Coverage
Uneven income makes a fixed premium harder to plan for. Here is how freelancers and 1099 workers can choose health coverage that fits lean and busy months.
Families & IndividualsTurning 26? Your Health Insurance Options When You Age Off a Parent's Plan
Aging off a parent's health plan at 26 can open a special enrollment window. Here is when coverage may end and the options worth comparing before it does.
Travel NursesUrgent Care, ER, or Telehealth? A Travel Nurse's Guide to Getting Care on Assignment
Travel nurses often need care in an unfamiliar city. Here is how urgent care, emergency rooms, and telehealth may differ in cost, network status, and wait time.
Self-EmployedHow PPO Networks Work: A Self-Employed Guide to In-Network and Out-of-Network Care
A plain-English guide to how PPO networks work, what in-network and out-of-network really mean, and what self-employed and 1099 workers may want to check.
Families & IndividualsWhat a Deductible, Copay, and Out-of-Pocket Max Actually Mean
A plain-English guide to deductibles, copays, coinsurance, and out-of-pocket maximums, and how each one affects what you actually pay for care.
Travel NursesDoes Your Health Insurance Work in Every State? A Travel Nurse's Guide to Multi-State Coverage
Travel nurses cross state lines for work, but health plans have local networks. Here is how coverage may travel with you and what to check before each assignment.
Families & IndividualsWhat Happens to Your Health Insurance When You Lose Your Job?
Losing a job usually ends your health coverage too. Here are the main options that may keep you insured, from COBRA to a private PPO special enrollment.
Self-EmployedHSA Basics for the Self-Employed: How a Health Savings Account Works for 1099 Earners
A plain-English guide to how Health Savings Accounts work for self-employed and 1099 workers, who can open one, and the tax advantages they may offer.
Travel NursesTravel Nurse Health Insurance: Should You Take the Agency Plan or Buy Your Own?
A clear look at how agency health plans and private policies compare for travel nurses, and the questions that can help you decide which may fit your assignments.
Families & IndividualsHaving a Baby Mid-Year? How a New Baby Can Open a Special Enrollment Window
Welcoming a baby often counts as a qualifying life event for health insurance. Here's how special enrollment may let you add coverage outside open enrollment.
Self-EmployedCan the Self-Employed Write Off Health Insurance? What 1099 Workers Should Know
A plain-English look at how self-employed and 1099 workers may be able to deduct health insurance premiums, and what to check before you count on it.
Travel NursesHealth Insurance Between Travel Nurse Contracts: How to Avoid a Coverage Gap
Travel nurses often lose coverage between assignments. Here's how coverage gaps happen and what options may keep you protected year-round.
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